PROSPERITY DOLLAR ADVANTAGE FUND

A World of Advantage…

Years ago, investing in international markets would have been complicated, expensive and impractical - but the world has changed. Rapid advances in communications technology and the falling of trade barriers worldwide have resulted in an explosion of investment opportunities available to the Filipino investor.

Mutual funds are emerging as the investment vehicle of choice allowing investors to pool their resources and participate in an international portfolio. Through the Sun Life Prosperity Dollar Advantage Fund, you will be given the opportunity to tap into this world market.

Access to top-performing markets.

As much as twenty percent of the Sun Life Prosperity Dollar Advantage Fund may be invested in foreign-exchange denominated securities issued abroad. This means that with just one fund, you have the opportunity to access a broader range of securities markets in your investment portfolio, benefiting from higher-growth economies and increasing your potential overall return.

We manage wealth by adhering to strict policies.
The Sun Life Prosperity Dollar Advantage Fund is designed to generate total returns consisting of current income and capital growth in US Dollars consistent with prudent management of the Fund's assets. Current income will come from investments in fixed-income securities, while capital growth will be obtained from investments in listed equity securities. As much as twenty percent of the Fund may be invested in foreign-exchange denominated securities issued outside the country.

When and what securities to buy and sell is left in the capable hands of our investment managers. They employ what the industry calls "active asset allocation" to decide on the proportion that will be attributed to each asset class. All these are done in order to generate the best return for the fund in the near term and over time.

Diversification on a bigger scale.
If the investment managers take advantage of the twenty percent option to invest abroad, the Fund may achieve a level of diversification that is more varied than if it were just to invest locally. Through diversification, foreign exposure can actually reduce risk and provide greater stability in your portfolio. Investing this way reduces the effect of a downturn in any single country. For this reason, diversification works best among economies that move in different economic cycles - while one market may be depressed, others may be booming.

Benefit from a Tradition of Global Expertise.
The Sun Life Prosperity Dollar Advantage Fund also gives you affordable access to high caliber investment management that is usually reserved for corporations, institutions and the very wealthy. Successful investing takes knowledge and careful research - qualities that the Sun Life Financial investment team possess in abundance.

Sun Life Financial is a leading international financial services organization providing a diverse range of wealth accumulation and protection products and services to individuals and corporate customers. Tracing its roots back to 1871, Sun Life Financial and its partners today have operations in key markets worldwide, including Canada, the United States, the United Kingdom, Hong Kong, the Philippines, Japan, Indonesia, India, China and Bermuda. With credentials such as these, Sun Life Financial is a global force of experienced investment management working for you.

Our team of investment professionals located in the Philippines have the necessary knowledge, skills, experience, and research capabilities to meet the objectives of the Fund and ensure that your investment will yield potentially greater profits over the long term. This same team mandated to manage the portfolio of the Sun Life Prosperity Dollar Advantage Fund are presently managing assets in excess of Php 54 .11 Billion 1 .

Investing for the long-term.
When you invest in a mutual fund, you are investing in a diversified portfolio of securities that normally fluctuate in value. To obtain the best results, they should generally be regarded as long-term investments which means they should be held for seven years or more.

The securities markets in which mutual funds invest tend to rise and fall over the short-term, as will the value of your investment. Your ability to withstand short-term volatility, especially on the down-side, will generally result in greater returns over the long-term. When the value of your investments decreases, and it will from time to time, be patient.

Let your investments work for you.

Purchase Options

The minimum initial investment for the Fund is US $2,000. Subsequent investments may also be made for US $500. The Fund has three purchase options:

Option A (front-end sales load) requires that you pay the sales charge upon investing. Option B (back-end sales load), on the other hand, requires that you pay a sales charge only if you redeem (sell your shares to the fund) within seven years, with the charges on a decreasing rate per year, reaching zero after the seventh year.

The Sun Life Prosperity Dollar Advantage Fund has a third sales load option called Option C. Purchasing shares with this option means paying a lower sales charge upon entry (compared to Option A), and a lower sales charge upon redemption (compared to Option B). As well, the sales charge upon redemption will only be paid if you redeem in less than 2 years.